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As a boat owner, your time on the water is more than just a weekend hobby. It is a way of life. While boat insurance is not mandatory in most states, being covered is the best way to protect your watercraft.
Protect your vessel
Do not let unforeseen events ruin your plans. Get in touch with us today to learn about our boat insurance policies and get a personalized quote.
Our Coverage Options
As an agency, we work with renowned insurance companies to ensure our clients get the best deals. Our diverse selection of coverage options includes:
Offers protection against bodily injury and property damage claims if you are involved in a boating accident.
Protects you from financial losses and liability if you're involved in an accident with an uninsured or under insured boater.
This covers your medical expenses and any passengers on your boat in case of an accident. It may help settle your bills, regardless of who was at fault for the accident.
Protects your boat from the damage and liability of incidents other than boat collisions. Our comprehensive packages cover theft, vandalism, natural events, and fire damage.
Helps you pay for the cleanup of fuel spills as required by law, regardless of who was at fault.
Our agents can tailor your standard policy to include additional coverage depending on your circumstances. For instance, you can add towing and emergency assistance as covered items. You can also add personal effects coverage for items like fishing gear and navigation equipment.
Frequently Asked Questions
- How is my premium determined?
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Premiums are based on factors like the type of boat, usage, coverage limits, and your boating history.
- What do I do if I'm in a boating accident?
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Report the incident to the authorities, document the scene, and contact your insurance company to file a claim.
- Is boat insurance mandatory?
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While not required in most states, it's highly recommended to protect your investment.
- What does liability insurance cover?
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It covers bodily injury and property damage claims if you are at fault in an accident.
